Guadalupe Investment & Insurance Services SmartVestor - Be Confident About Your Retirement

Stephen Foley

Investment Advisor Representative Chartered Federal Employee Benefit Consultant

830-370-1185

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When choosing who to do business with, many choose to work with big name companies. Instead of the big name, some important factors are:

Are they independent and do they represent multiple companies?

Are they a fiduciary? A fiduciary has a legal responsibility to operate your best interest first and foremost and not represent just what is suitable. There is a big difference between what is a suitable recommendation and a fiduciaries responsibility of best interest!

Are they fee based or commissioned?

Do they have the training, licenses and support system to address your own specific individual and family needs?

Do they take a holistic approach to your wants, needs and goals?

More importantly, do they love what they do and are they passionate about it?

We here at Guadalupe Investment & Insurance Services and HBW Advisory Services LLC are an independent fee based fiduciary firm. We have a fiduciary responsibility in everything we do. We are, however commissioned with most of our insurance products. That's just how the insurance industry works and anyone saying different is not being honest. 

With 25 years of experience, we have not only the experience and training but the knowledge and backing to address most financial concerns you might have. Life insurance, Long Term Care and Disability insurance can protect you from unforeseen and unexpected events. Our investment advisory services help plan for the longevity of your life. 

We work with individuals and families. We assist businesses in setting up 401K plans and succession planning. We help families protect their estates and grow their wealth for future generations. We are also certified to work with federal employees and help with the understanding of their benefits packages. 

Independent, non-biased fiduciary advice is what we are all about.

We love what we do and we are here to make a difference!

 

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Contact Information

Stephen Foley
Investment Advisor Representative Chartered Federal Employee Benefit Consultant

Company: Guadalupe Investment & Insurance Services, HBW Advisory Services LLC, HBW Insurance & Financial Services, Inc.

Phone: 830-370-1185

Email: stephen.foley@hbwadvisory.com

Street Address:
104 Timber Lane
Kerrville, TX 78028

License State: TX, CA

License Number: TX#-1951404 CA#-0A76213

Please note the application of surrender charges could result in a loss of principal, the minimum guaranteed return may be 0% and investment return based on market increases may be capped. The guaranteed account value of an equity-index annuity only applies if the annuity is held until the end of the contract term and that loss of principal is possible if the annuity is surrendered before the end of the contract term. Equity index annuities are not FDIC-insured, unlike index-linked CDs. Guarantees are subject to the claims paying ability of the issuer. A fixed annuity is only as good as the financial strength of the company issuing the policy.

Investment advisory services offered through HBW Advisory Services LLC. Stephen Foley is an Investment Advisor Representative, dba, Guadalupe Investment & Insurance Services, HBW Advisory Services LLC, HBW Insurance & Financial Services, Inc.. Guadalupe Investment & Insurance Services, HBW Advisory Services LLC, HBW Insurance & Financial Services, Inc., HBW Insurance & Financial Services, Inc., dba, HBW Partners, and HBW Advisory Services LLC are separate entities which do not offer legal or tax advice. HBW entities are located at 3355 Cochran St., Suite 100, Simi Valley, CA 93063, (800) 473-3856.

All products are not represented by HBW. All HBW agents do not sell all products offered through the HBW Insurance & Financial Services, Inc., dba HBW Partners network of products and/or providers. Although Stephen Foley, dba Guadalupe Investment & Insurance Services, HBW Advisory Services LLC, HBW Insurance & Financial Services, Inc., is a part of the HBW Insurance & Financial Services, Inc. marketing system, Stephen Foley is separate and independent.

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