Guadalupe Investment & Insurance Services

Stephen Foley

Investment Advisor Representative Chartered Federal Employee Benefit Consultant

830-370-1185

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Disability Insurance

What would happen if you are suddenly unable to work?  A lot relies on your income.  If the unexpected occurs, and you are too sick or injured to work, would your savings or the current disability benefits you receive through your employer be enough to:

  • Pay your bills?
  • Make your monthly mortgage or rent payments?
  • Buy groceries?
  • Make your car payments?
  • Provide for your children's education?

Disability income insurance helps to protect a portion of your income and protects you financially should you become disabled for an extended period of time. If your family relies on your income to pay for living expenses, then disability insurance is something that you should consider.

Key Features of Disability Insurance

  • Helps protect a portion of your current income to help maintain your current lifestyle.
  • Can compliment your existing disability coverage.
  • Benefits might be tax free (please consult your tax advisor or accountant).
  • Multiple options exist for various income levels.

Contact me today to learn more about disability insurance options for you and your family.

Contact Information

Stephen Foley
Investment Advisor Representative Chartered Federal Employee Benefit Consultant

Company: Guadalupe Investment & Insurance Services, HBW Advisory Services LLC, HBW Insurance & Financial Services, Inc.

Phone: 830-370-1185

Email: stephen.foley@hbwadvisory.com

Street Address:
104 Timber Lane
Kerrville, TX 78028

License State: TX, CA

License Number: TX#-1951404 CA#-0A76213

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Please note the application of surrender charges could result in a loss of principal, the minimum guaranteed return may be 0% and investment return based on market increases may be capped. The guaranteed account value of an equity-index annuity only applies if the annuity is held until the end of the contract term and that loss of principal is possible if the annuity is surrendered before the end of the contract term. Equity index annuities are not FDIC-insured, unlike index-linked CDs. Guarantees are subject to the claims paying ability of the issuer. A fixed annuity is only as good as the financial strength of the company issuing the policy.

Investment advisory services offered through HBW Advisory Services LLC. Stephen Foley is an Investment Advisor Representative, dba, Guadalupe Investment & Insurance Services, HBW Advisory Services LLC, HBW Insurance & Financial Services, Inc.. Guadalupe Investment & Insurance Services, HBW Advisory Services LLC, HBW Insurance & Financial Services, Inc., HBW Insurance & Financial Services, Inc., dba, HBW Partners, and HBW Advisory Services LLC are separate entities which do not offer legal or tax advice. HBW entities are located at 3355 Cochran St., Suite 100, Simi Valley, CA 93063, (800) 473-3856.

All products are not represented by HBW. All HBW agents do not sell all products offered through the HBW Insurance & Financial Services, Inc., dba HBW Partners network of products and/or providers. Although Stephen Foley, dba Guadalupe Investment & Insurance Services, HBW Advisory Services LLC, HBW Insurance & Financial Services, Inc., is a part of the HBW Insurance & Financial Services, Inc. marketing system, Stephen Foley is separate and independent.

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